Free Financial Planning Guidance

financial planning guideLearn about the four primary concerns that define the financial planning process for retirees.

Fixed Rate Annuities

contract iconA “fixed rate” annuity is one variation in a broader family of traditional, tax-deferred annuities. Other varieties of tax-deferred annuities include: variable annuities, equity-indexed annuities and multi-year guarantee annuities. learn more

Variable Annuities

suitability iconA “Variable” annuity is a contract between you and an insurance company. Although it shares many similarities with fixed rate and/or equity-indexed annuities, a variable annuity has three major distinctions from these annuities: risk, fees and often how the death benefits are paid. learn more

Equity Index Annuities

settlement options iconThe introduction of the “equity-index” has revolutionized the insurance and annuity industry in recent years. Like other tax-deferred annuities, the equity-index annuity is a contract between you and an insurance company; however, it is considered neither a fixed rate nor variable annuity. learn more